Senior Risk Analyst - Android Lending

About the role

FairMoney is a mobile banking institution that provides financial services to emerging markets, primarily in Nigeria. They are seeking a Senior Risk Analyst to lead a key credit-strategy workstream within their Android lending portfolio. As a Senior Risk Analyst, you will play a hands-on role in shaping credit strategies and driving business growth.

What you'll do

• Own and manage a material Android lending workstream
• Develop and implement credit strategies and succession plans
• Analyze performance metrics and identify areas for improvement
• Collaborate with cross-functional teams, including Engineering and Finance
• Translate recommendations into decision-engine rules and implementation plans
• Monitor and adjust strategies to ensure alignment with business objectives

Requirements

• 4-7+ years of experience in consumer credit risk or lending analytics
• Strong understanding of credit risk metrics and analytics tools
• Experience in digital unsecured lending or consumer finance
• SQL and analytical tooling skills, such as Python or R
• Strong communication and problem-solving skills
• Ability to work independently in a fast-paced environment

Benefits

• 25 days paid vacation and sick leave
• Remote work option with flexible timezone
• Training and development budget
• Paid company business trips